Finally, a time-tested, low-stress investment strategy for the rest of us.

Despite all the media hoopla about manic day traders, tech-stock speculators, and teenage millionaires, most Americans have neither the time nor the inclination to play games with their hard-earned savings. This sensible guide is for the millions of average investors -- from new wage earners to single moms to middle-age workers anticipating retirement -- looking for easy-to-execute, money-making investment strategies. Targeting households with annual incomes below six figures, personal-finance writer John F. Wasik explains how to:

--find extra cash each month to save and invest
--learn from the commonsense tactics of local investment clubs
--take advantage of dividend-reinvestment and direct-purchase plans
--maximize 401Ks, IRAs, and other retirement plans
--select the right mutual funds, government securities, or time-tested stocks
--commit to a strategy and let the money do all the work

Based on proven techniques that minimize risk, stress, and the demands on one's time, The Kitchen-Table Investor contains all the tools investors need to build a safe, secure nest egg.