The secrets, tips, and strategies used by actual students to win millions of dollars in financial aid and scholarships are revealed in this guide for parents and high school, college, and graduate students. Every step of the scholarship process is examined with advice about finding the right scholarships, crafting applications, writing exceptional essays, and negotiating for more aid. An all-new, comprehensive scholarship directory containing thousands of updated awards is included and is indexed by category, including career goals, major, public service, athletics, religion, and ethnicity.